Terms of Service

Last Updated: February 24, 2026

1. Acceptance of Terms

By accessing and using the website sea-cap-group.com ("Site") operated by Sea Cap Group LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Site.

2. Description of Services

Sea Cap Group LLC is a financial services company and direct lender providing business funding solutions including revenue-based financing, working capital, equipment financing, lines of credit, invoice factoring, and bridge loans. The information on this Site is for general informational purposes and does not constitute a binding offer to provide funding.

3. Eligibility

Our services are available to businesses operating in the United States. You must be at least 18 years of age and have the legal authority to enter into contracts on behalf of your business to use our services.

4. User Submissions

When you submit information through our website forms, you represent that all information provided is accurate, current, and complete. You agree not to submit false, misleading, or fraudulent information.

5. SMS/Text Messaging Terms

If you opt in to receive SMS/text messages from Sea Cap Group LLC, the following terms apply:

  • You consent to receive text messages sent via an automatic telephone dialing system (ATDS) to the phone number you provide.
  • Message Frequency: Message frequency varies depending on your application status and interactions with our services.
  • Message and Data Rates: Standard message and data rates may apply as determined by your wireless carrier.
  • Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. You will receive a single confirmation message after opting out.
  • Help: For help or questions about our SMS program, reply HELP to any message or contact us at eli@sea-cap-group.com.
  • Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or receiving any services from Sea Cap Group LLC.
  • No Sale of Mobile Information: We will not sell, share, or transfer your mobile phone number or any personal information collected through our SMS messaging program to third parties for promotional or marketing purposes.

Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Service may not be available on all carriers.

6. Intellectual Property

All content on this Site, including text, graphics, logos, and design elements, is the property of Sea Cap Group LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.

7. Disclaimer of Warranties

This Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. Sea Cap Group LLC does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Sea Cap Group LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Site or our services.

9. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in New York County, New York.

10. Changes to Terms

Sea Cap Group LLC reserves the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Site following any changes constitutes acceptance of the revised terms.

11. Contact Information

For questions regarding these Terms of Service, please contact:

Sea Cap Group LLC

463 7th Avenue, 3rd Floor

New York, NY 10018

Email: eli@sea-cap-group.com